Something Big Is Coming
28 October 2015
28 October 2015
28 October 2015
- Thread starter hemibee
- Start date
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I'm ready!
I don't have enough cash to be ready
Unfortunately i don't either, I'm just dreaming.
According to all the latest motoring and motorcycling news, we do not need cash, PCP is the way forward. Like to buy a new Triumph for around 2 grand and 100 quid a month, and still have enough for a deposit on the next bike, in 3 or 4 years? Spoke to our local dealer and he told me that that was not suitable for me, I would be better off with cash, bank loan or HP. So a major rethink on paying for a new, or used, Triumph 800 X??? A mate of mine just bought a new FireBlade and he was talked out of PCP, in favour of a low interest HP deal, especially after a few minutes consulting the calculator. You can still get 0% on certain bikes, but with a hefty deposit. Looks as though we will be waiting until the Spring before we carry out any test rides, anyway, so have a few months to save a bit more.
When it comes to bikes I like to pay cash as it is more a luxury than something that is a must have, so having a HP and paying so much more in the end is not the way I like to go at all.
Yes, DaveM, couldn't agree with you more, especially as interest rates for savers at the Building Society are so low, but, unfortunately, we haven't the savings to buy a new Tiger (even with our p/ex.) Over the last 10 years we have braved the used market - not had the money and machines have become more reliable and the build quality has much improved. We always have breakdown as part of our bike insurance and, for the first time, we buy an extended warranty from the dealer (covered for £1000 on each failure.) The only drawback is that the dealer has to carry out the services, at the specified time or mileage. The machines are getting too complicated and I am getting too old to do the servicing - we just want to put petrol in and ride, checking the tyre pressures and filling the Scottoiler,from time to time.
Friends ask me how I would cope with the begging letters if I won the lottery. I just reply that I will keep sending them, regardless! All contributions gratefully received!
Friends ask me how I would cope with the begging letters if I won the lottery. I just reply that I will keep sending them, regardless! All contributions gratefully received!
With our new vehicles this side you always have to have the dealer service them or else the warranty falls away. Most car come with a service plan these days so it is easy to make sure you keep them serviced and up to date.
My wife and i have worked our tail off to get everything paid off, house, land, credit of all sorts, ect we only owe utility bills each mo., i am still working but i am not about to get a loan on anything. Whatever i get i will pay cash for. Sure would like to have a new bike but i think if i get one i will sell something and buy a new used one.
Totally agree - now that we have retired, we have all the time but not the money for everything that we fancy. Yes, it is a good feeling to be debt free and enjoy life, without looking over your shoulder. I don't think that we will ever have a new bike, but it is nice to drool over all these new machines coming out and think that a used one may be affordable, in the future. By that time a newer model will be out and you get back on the same old roundabout!
ChuckB
Well-Known Member
I know what you mean. I have 4 more years to go before retirement. I hope I make it! I plan on getting the things I want and can halfway afford now before my incoming funds dry up!
Hi ChuckB - I have been retired for 4 years and it seems a lifetime since I had to leave home at 7.15am and drive 13 miles to work. The alarm now sounds at 8.00am and you don't have to take any notice of it! Luxury!
There I was opening my big mouth about the Triumph extended warranty - soon caught me out. Yesterday morning, I pushed her out of the garage and pressed the starter - Nada (battery voltage 4.65) so called the dealer service dept. Can't pick it up till tomorrow, sir. Loaded my wife's car, changed the ferry tickets and here I am in Ieper, Belgium, volunteering at Tyne Cot WW1 British Cemetery. Enjoy life (and riding the bike) while you are still active and healthy!
There I was opening my big mouth about the Triumph extended warranty - soon caught me out. Yesterday morning, I pushed her out of the garage and pressed the starter - Nada (battery voltage 4.65) so called the dealer service dept. Can't pick it up till tomorrow, sir. Loaded my wife's car, changed the ferry tickets and here I am in Ieper, Belgium, volunteering at Tyne Cot WW1 British Cemetery. Enjoy life (and riding the bike) while you are still active and healthy!
